It is amazing how much lower you can set your thermostat and still be comfortable when the temperature outside is hovering around zero Fahrenheit. The accumulation of pointless scraps of paper seems to be the human condition. Pointless scraps of paper may have information that could lead to your economic demise, so you should shred them. Shredders have built-in-obsolescence. Finding a new place to live has much more to do with gut feeling than with the intellect. When your gut tells you that a new place to live is right, produce your checkbook instantly. Ignore that other place you saw that is for less money and has potential, but your gut tells you is wrong, even though, intellectually, it is probably the better deal. Play close attention to potential neighbors who cause you to worry. Enjoy the future. Worry about the present. Forget about the past. Never rent from an octogenarian who lets her 50-something son take a crap in your potential bathroom while you are looking at the house. ...
